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Extras

Account Extras
Note: Our free self-service API does not include the /extras endpoint. Contact us if you’d like to learn more about them.
Quovo’s unique data model is highly elastic, meaning it can accommodate fields and data elements that do not fit into a standard accounting model. These fields vary based on the type of account, and are called “extras” in Quovo nomenclature.
Extras are any supplementary details about a Quovo account. This includes information about credit cards and loans such as the annual percentage rate (APR), interest rate, loan type, and loan origination date. The fields available for each account will differ based on its financial institution, and may even differ from account to account on the same institution.
You can access this information by submitting a GET call to https://api.quovo.com/v3/accounts/{account_id}/extras. A full aggregation sync must be completed in order to receive /extras information. The data is updated after every subsequent successful sync, so all you’ll need to do is to fetch the /extras data after the sync is complete. Check out our reference docs for all of the possible fields available in this endpoint.
Note: The response fields are not normalized. The fields available and how they are formatted will vary by institution.
Example Fields Loan
  •   due_date  : “02/18/2018”
  •   interest_rate  : “5.102%”
  •   is_overdue  : false
  •   last_payment_date  : “01/19/2018”
  •   last_payment  : “$1,280.19”
  •   loan_type  : “Mortgage”
  •   maturity_date  : “05/07/2027”
  •   min_payment  : “$1,280.19”
  •   origination_date  : “12/04/2009”
  •   original_principal  : “$472,000.00”
  •   ytd_interest_paid  : “$130.62”
  •   ytd_principal_paid  : “$2,429.76”
Example Fields Student Loan
  •   sequence_number  : “2345”
  •   guarantor  : “Sallie Mae”
  •   loan_status  : “Repayment”
  •   repayment_plan_type  : “Income”
  •   outstanding_interest  : “$1.30”
  •   disbursement_dates  : “[“07/09/2017”, “10/09/2017”]”
  •    last_payment  : “$234.50
  •   last_payment_date  : “01/04/2018
  •   min_payment  : “$150.00
  •   original_principal  : “$15,549.06
  •   interest_rate  : “3.125%
  •   origination_date  : “07/09/2017
Example Fields Insurance
  •   death_benefit  : “$52544.17”
  •   surrender_value  : “$25327.66”
Example Fields Credit Card
  •   cash_apr  : “22.362%:
  •   credit_limit  : “$10,000.00”
  •   due_date  : “02/13/2018:”
  •   is_overdue  : “false”
  •   interest_rate  : “15.353%”
  •   last_payment  : “$5,333.12”
  •   last_payment_date  : “01/04/2018”
Example Fields Checking/Savings
  is_business_account  : “false”

Requesting more Extras

Quovo would love to hear from you on additional extra fields you’d like to see!  We’ll take the feedback and add it according to the popularity of the request.